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DON’T PANIC. I’m not about to tell you that your student loan is actually about to triple (although, at this rate, who knows?). However, what I am about to tell you may make you one of the rarest kinds of student – the kind that aren’t overdrawn by Christmas.
It’s that time of year again, New Year’s Eve has passed and a New Year has hit us hard, but what New Year’s resolutions do you pick? Is there any point in picking any at all? Instead of the usual drab resolutions that no one sticks to how about picking a fun and helpful one, sticking to these helpful tips as you go!
It’s a nerve-wracking time. Of course, that’s the last thing you need to be told – with manic last-minute packing and enrolment to worry about, you already know. And perhaps you have an inkling of what Freshers’ Week will be like too. But, like many things, it’s hard to know until you’ve actually done it.
It is already getting to that time of year when the realisation kicks in on just how far you have to stretch your student loan, if you are lucky enough to have any left after rising accommodation costs. It’s important to learn how to be frugal with your money and learn where the best deals are, here are my top tips on saving money...
I know what you are thinking; the loan is quickly running out as the first academic term of the year is slowly drawing in and the worry on students’ minds of making sure they can stick to a small budget is enough to make your eyes water! It can be really hard to balance a budget for Christmas as well as leaving enough for yourself to attend those Christmas parties, roast dinners with housemates or buy decorations for your room to make it feel more Christmassy! You can easily budget for Christmas if you have little money left. A little can go a long way and it’s important to remember that it’s the thought that counts!