a winter warmer, or a summer cooler
Peal, core and slice 1 small apple.
Put it in a microwavable bowl with the honey and ginger and microwave for 1 minute.
Mash up the ingredients. (If in hot weather you may wish to leave it to cool in the fridge for a while before going onto the next step).
If using oats mix them with the yoghurt before adding to the mixture. (I like to do this as I feel it makes the texture more interesting, but its up to you).
Crush a maryland cookie on top of the mixture.