Step 1: 1. Fry the beef on a high heat until brown, drain any excess liquid.
Step 2: 2. Add the shallots, flour and chili powder, stir and cook until they have softened.
Step 3: 3. Add the stock, horseradish and pasta sauce. Stir and cook for 5 more minutes.
Step 4: 4. Add the kidney beans and courgettes. Lower the heat and allow to simmer for 5 minutes.
Step 5: 5. Season to taste.
Step 6: 6. Serve on a bed of rice and grate a little cheese over it!